Family Protection for Life

Legacy Solution® gives your clients an easy and secure way to transfer assets to their loved ones upon their death. A key feature is the accelerated death benefit, which can provide financial assistance if your client is diagnosed with a terminal illness.

Key Features

• Immediate increase in the value of the estate

• Return of premium guaranteed, provided that no loans or withdrawals are taken

• Access to contract values through loan and withdrawals

• Cash value accumulates tax-deferred

• The Accelerated Death Benefit can provide finan­cial assistance if the insured is diagnosed with a terminal illness

• Death Benefit to the named beneficiary is generally income tax-free

• Generally bypasses probate if there is a named beneficiary

• Death Benefit to named beneficiary is generally income tax free