
WealthSecureSM
Fixed Indexed Annuity
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Contact The Prosperity Life Group’s Sales Desk: 1 (877) 595-9325
Prosperity Life Group’s WealthSecureSM is a single-premium fixed indexed annuity designed to allow your clients to thrive during uncertain economic times. It is structured so the contract value increases when the stock market rises and remains constant when the stock market falls. This creates a level of predictability by taking away the downside risk without sacrificing opportunities for growth.
Key Features
Single Premium Fixed Indexed Annuity
Single Premium: $2,000 - $5,000,000
Initial Guaranteed Periods of 5, 7, or 10 Years
GLWB and Enhanced GLWB Available
10% Penalty Free Withdrawals
All contracts are RMD Friendly
Crediting Options
- S&P 500®
- Fidelity U.S. Quality Factor IndexSM 5% ER
- Fidelity U.S. Quality Factor IndexSM 5% ER
- Fixed Account
- Multi-Year participation rates and QuarterLockSM strategies available
How We Will Help You
Your Dedicated Wholesaling Team
Work directly with your dedicated Prosperity Life Group wholesaler and new business team who can provide sales and marketing support.
Marketing Materials
Talking to your clients and prospects about WealthSecureSM Plus is made easy with our library of marketing materials and deliverables.
Conversation Starters
Share the power of 10.25% annual point-to-point cap on the S&P 500® with your clients using our consumer-approved tools.
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WealthSecure is issued by S.USA Life Insurance Company, Inc. (S.USA), headquartered in Roanoke, VA. S.USA Policy Form #’s ICC22FIAPUECS22, ICC22FIAPUECS22-SP and Rider Form #’s ICC22GLWRUECS22, ICC22GLWRUECS22-Enhanced, ICC19MVARUECS19, ICC19WWCRUECS19 and ICC16ROPRUECS16.. Not licensed in all states. Features may vary by state. S.USA is responsible for its own financial and contractual obligations.
Prosperity Life Group has engaged WealthVest Marketing Inc. to wholesale products issued by the Member Companies.
The "S&P 500®" is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by S.USA Life Insurance Company, Inc. (“S.USA”). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by S.USA. It is not possible to invest directly in an index. S.USA’s WealthSecure Fixed Indexed Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, any of their respective affiliates (collectively, “S&P Dow Jones Indices”). S&P Dow Jones Indices does not make any representation or warranty, express or implied, to the owners of the WealthSecure Fixed Indexed Annuity or any member of the public regarding the advisability of investing in securities generally or in the WealthSecure Fixed Indexed Annuity particularly or the ability of the S&P 500® to track general market performance. Past performance of an index is not an indication or guarantee of future results. S&P Dow Jones Indices’ only relationship to S.USA with respect to the S&P 500® is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/or its licensors. The S&P 500® is determined, composed and calculated by S&P Dow Jones Indices without regard to S.USA or the WealthSecure Fixed Indexed Annuity. S&P Dow Jones Indices have no obligation to take the needs of S.USA or the owners of the WealthSecure Fixed Indexed Annuity into consideration in determining, composing or calculating the S&P 500®. S&P Dow Jones Indices are responsible for and have not participated in the determination of the prices, and amount of the WealthSecure Fixed Indexed Annuity or the timing of the issuance or sale of the WealthSecure Fixed Indexed Annuity or in the determination or calculation of the equation by which the WealthSecure Fixed Indexed Annuity is to be converted into cash, surrendered or redeemed, as the case may be. S&P Dow Jones Indices have no obligation or liability in connection with the administration, marketing or trading of the WealthSecure Fixed Indexed Annuity. There is no assurance that investment products based on the S&P 500® will accurately track index performance or provide positive investment returns. S&P Dow Jones Indices LLC is not an investment or tax advisor. A tax advisor should be consulted to evaluate the impact of any tax-exempt securities on portfolios and the tax consequences of making any particular investment decision. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.
NEITHER S&P DOW JONES INDICES NOR THIRD PARTY LICENSOR GUARANTEES THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE S&P 500® OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY S.USA, OWNERS OF THE WEALTHSECURE FIXED INDEXED ANNUITY, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&P 500® OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND S.USA, OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES.
The Fidelity Quality Factor IndexSM 5% ER (the “Index”) is a rules-based multi-asset index, offering exposure to [a blend of stocks designed to reflect the performance of large and mid-capitalization U.S. companies with a higher quality profile than the broader market with U.S. Treasuries and cash, and uses a dynamic allocation approach that seeks to reduce volatility to deliver more consistent returns over time] and is a product of Fidelity Product Services LLC (“FPS”). The level of the Fidelity Quality Factor IndexSM 5% ER is calculated on an excess return basis (net of a notional financing cost) and reflects the daily deduction of a fee of 0.50% per annum. The fee is not related to any product. Fidelity is a trademark of FMR LLC. The Index has been licensed for use by S.USA Life Insurance Company, Inc. (“S.USA””) in connection with the WealthSecure Fixed Indexed Annuity (“Product”). The Index is the exclusive property of FPS and is made and compiled without regard to the needs, including, but not limited to, the suitability needs, of S.USA, the Product, or owners of the Product. The Product is not sold, sponsored, endorsed or promoted by FPS or any other party involved in, or related to, making or compiling the Index. S.USA exercises sole discretion in determining whether and how the Product will be linked to the value of the Index. FPS does not provide investment advice to owners of the Product, nor to any other person or entity with respect to the Index and in no event shall any Product contract owner be deemed to be a client of FPS.
Neither FPS nor any other party involved in, or related to, making or compiling the Index has any obligation to continue to provide the Index to S.USA with respect to the Product. Neither FPS nor any other party involved in, or related to, making or compiling the Index makes any representation regarding the Index, Index information, performance, annuities generally or the Product particularly.
FPS disclaims all warranties, express or implied, including all warranties of merchantability or fitness for a particular purpose or use. FPS shall have no responsibility or liability whatsoever with respect to the Product.
The Fidelity Stocks for Inflation IndexSM 5% ER (the “Index”) is a rules-based multi-asset index , offering exposure to [a blend of stocks designed to reflect the performance of large and mid-capitalization U.S. companies with attractive valuations, high quality profiles, and positive momentum signals, with structural tilts to sectors that tend to outperform in inflationary environments with U.S. Treasuries and cash, and uses a dynamic allocation approach that seeks to reduce volatility to deliver more consistent returns over time] and is a product of Fidelity Product Services LLC (“FPS”). The level of the Fidelity Stocks for Inflation IndexSM 5% ER is calculated on an excess return basis (net of a notional financing cost) and reflects the daily deduction of a fee of 0.50% per annum. The fee is not related to any product. Fidelity is a trademark of FMR LLC. The Index has been licensed for use by S.USA Life Insurance Company, Inc. (“S.USA””) in connection with the WealthSecure Fixed Indexed Annuity (“Product”). The Index is the exclusive property of FPS and is made and compiled without regard to the needs, including, but not limited to, the suitability needs, of S.USA, the Product, or owners of the Product. The Product is not sold, sponsored, endorsed or promoted by FPS or any other party involved in, or related to, making or compiling the Index. S.USA exercises sole discretion in determining whether and how the Product will be linked to the value of the Index. FPS does not provide investment advice to owners of the Product, nor to any other person or entity with respect to the Index and in no event shall any Product contract owner be deemed to be a client of FPS.
Neither FPS nor any other party involved in, or related to, making or compiling the Index has any obligation to continue to provide the Index to S.USA with respect to the Product. Neither FPS nor any other party involved in, or related to, making or compiling the Index makes any representation regarding the Index, Index information, performance, annuities generally or the Product particularly.
FPS disclaims all warranties, express or implied, including all warranties of merchantability or fitness for a particular purpose or use. FPS shall have no responsibility or liability whatsoever with respect to the Product.