Rates subject to change. This is a very general description of certain features of the Select Choice products. Consult your agent for more information about the contract terms, conditions, limitations, and exclusions. Withdrawals are subject to tax and, if taken prior to age 59 ½, may be subject to a 10% IRS penalty. Neither Prosperity Life Group nor its member companies provides tax advice. You should be advised to consult your tax or legal professional for tax information. All guarantees are based on the financial strength and claims paying ability of the issuing company.

Early withdrawals may be subject to regular income tax and, if taken before age 59 1/2 , may be subject to a 10% IRS penalty. MVA may be positive or negative. For contracts issued in FL only, if the annuitant is 65 or older on the contract date, withdrawal charges and MVA will no longer apply after 10 years. If the Waiver of Withdrawal Charge or MVA Rider plan is purchased, waiver may also apply in the event of a terminal illness, confinement or for SEPPs depending on your plan - contact your agent for details.

Select Choice is issued by S.USA Life Insurance Company, Inc., is headquartered in Roanoke, VA. S.USA Policy Form #’s ICC20SPAPUECS20, SPAPUECA16, SPAPUEDE20, SPAPUEFL20 and rider form #’s ICC16ROPRUECS16, ICC16PFWRUECS16, ROPRUECA16, PFWRUECA16, ROPRUEDE16, PFWRUDE16, ROPRUEFL18 and PFWRUEFL18. Not licensed in all states. Not Available in all states. Features may vary by state. S.USA is solely responsible for its own financial and contractual obligations.

Select Choice is issued in NH by SBLI USA Life Insurance Company, headquartered in New York, NY. SBLI USA Policy Form #’s SPAPSENY15, SPBPSENY16, SPRPSENY16 and SPWPSENY16. SBLI USA is solely responsible for its own financial and contractual obligations. SBLI USA Life Insurance Company, Inc.

Select Choice is issued in NH by SBLI USA Life Insurance Company, Inc., headquartered in New York, NY. SBLI USA Policy Form #’s SPAPSENY15, SPBPSENY16, SPRPSENY16 and SPWPSENY16. SBLI USA is solely responsible for its own financial and contractual obligations.

SBLI USA Life Insurance Company, Inc. is not affiliated with The Savings Bank Mutual Life Insurance Company of Massachusetts or The Savings Bank Life Insurance Company of Connecticut.

Prosperity Life Group has engaged WealthVest Marketing Inc. to wholesale products issued by the Member Companies.