Now offering a [X]-year point-to-point cap of [XX.XX]% on the S&P 500®

Get Started with WealthSecure Pro Fixed Index Annuity

Issued by S.USA Life Insurance Company Inc., member of Prosperity Life Group

 
 

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Contact The Prosperity Life Group’s Sales Desk:  1 (877) 595-9325

WealthSecure Pro Fixed Index Annuity

Prosperity Life Group’s Select Choice® Annuity can provide your clients with higher guaranteed rates, tax deferral, and principal protection, as well as a monthly income stream in retirement. The competitive solution is a great way for your client to diversify their retirement portfolio and earn more from their hard-earned savings. For clients with money locked away in Certificates of Deposit, Select Choice® can serve as a tax-deferred alternative.

Key Features

  • Single Premium Deferred Fixed Multi-Year Guaranteed Annuity (MYGA)

  • Premium: Qualified $2,000 - $1,000,000 | Non-Qualified: $5,000 - $1,000,000

  • Initial Guaranteed Periods of 3, 5, or 7 Years

  • No withdrawal charge or MVA for withdrawals taken in the last 30 days of each guarantee period

  • Tax-Deferred Accumulation

  • Flexible Income Options

  • Optional Return of Premium Rider

  • May be issued as Non-Qualified, Traditional, or Roth IRA. Accept rollovers from qualified plans, 457 plans, HR-10 /Keogh, IRAs, Simplified Employee Pension (SEP) plans, 403(b) plans, and SIMPLE IRAs.

 
 

How We Will Help You

Your Dedicated Wholesaling Team

Work directly with your dedicated Prosperity Life Group wholesaler and new business team who can provide sales and marketing support.

Marketing Materials

We have a wide range of marketing tools and deliverables needed to promote Select Choice to your clients and prospects.

Conversation Starters

Share the power of 10.25% annual point-to-point cap on the S&P 500 with your clients using our consumer-approved tools.

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Frequently Asked Questions

A multi-year guaranteed annuity (MYGA) is a contract between you and an insurance company. A MYGA is a type of fixed annuity. That means it applies a guaranteed interest rate over multiple years. It is designed to address long-term financial goals rather than immediate or short-term needs.

If the market index interest rates are higher than when you purchased the annuity, the MVA amount will be negative, decreasing your withdrawal amount and/or annuity balance. If market index interest rates are lower than when you purchased the annuity, the MVA is positive, increasing your withdrawal amount and/or annuity balance. The MVA does not impact Annuitization Options or the Minimum Guaranteed Surrender Value, and will only apply during the surrender charge schedule.

You can withdraw up to 100% of your annuity’s contract value if you are diagnosed with a terminal illness that is expected to result in death within one year and meet eligibility requirements. No Withdrawal Charge or MVA will be applied if you qualify for this benefit. This waiver is available after your first Contract Anniversary and the initial diagnosis of terminal illness must be made after the Contract Effective Date.

You can withdraw up to 100% of your annuity’s contract value if you are confined to an eligible Nursing Home. This benefit is available if you are confined for at least 90 consecutive days any time after your first Contract Anniversary and meet eligibility requirements. No Withdrawal Charge or MVA will be applied if you qualify for this benefit. To receive the Nursing Home Waiver, you cannot be confined at the time your contract is issued and confinement must begin at least one year after the Contract Effective Date.

You have the option of taking a withdrawal above the 10% free withdrawal amount also known as an excess withdrawal, but change to withdrawal charges and a market value adjustment may apply. The surrender penalty for excess withdrawals is on a declining schedule.

Rates subject to change. This is a very general description of certain features of the WealthSecure products. Consult your agent for more information about the contract terms, conditions, limitations, and exclusions.

Prosperity Life Group is a marketing name for Prosperity Group Holdings, LP and its subsidiaries. WealthSecure is underwritten by S.USA Life Insurance Company, Inc. (S.USA), headquartered in Roanoke, VA.  S.USA Policy Form #’s ICC22FIAPUECS22, ICC22FIAPUECS22-SP and Rider Form #’s ICC22GLWRUECS22, ICC22GLWRUECS22-Enhanced, ICC19MVARUECS19, ICC19WWCRUECS19 and ICC16ROPRUECS16.. Not licensed in all states. Features may vary by state. S.USA is responsible for its own financial and contractual obligations.

Prosperity Life Group has engaged WealthVest Marketing Inc. to wholesale products underwritten by the Member Companies.